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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,118 | $150,435+33.0% | $120,580+66.0% | $145,897+37.2% |
| Participation rate | 66.7% | 78.8%-12.1pp | 72.0%-5.3pp | 80.3%-13.6pp |
| Annual return | 9.86% | 154.60%-144.7pp | 107.48%-97.6pp | 552.29%-542.4pp |
| Employer contribution / active EE | $4,433 | $4,352+1.9% | $3,469+27.8% | $4,663-4.9% |
| Participant deferral / active EE | $7,970 | $6,174+29.1% | $4,995+59.5% | $6,689+19.1% |
| Admin fee / account holder | $10 | $12,182-99.9% | $9,418-99.9% | $13,390-99.9% |