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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,997 | $227,291-88.6% | $214,702-87.9% | $155,188-83.2% |
| Participation rate | 70.0% | 88.0%-18.0pp | 87.5%-17.5pp | 80.8%-10.8pp |
| Annual return | 20.25% | 60.08%-39.8pp | 54.55%-34.3pp | 148.84%-128.6pp |
| Employer contribution / active EE | $1,926 | $6,772-71.6% | $6,461-70.2% | $4,248-54.7% |
| Participant deferral / active EE | $4,922 | $9,582-48.6% | $9,147-46.2% | $6,531-24.6% |
| Admin fee / account holder | $492 | $20,413-97.6% | $19,830-97.5% | $14,480-96.6% |