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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,819 | $201,344-90.2% | $184,243-89.2% | $145,877-86.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.31% | 29.01%-13.7pp | 28.82%-13.5pp | 551.28%-536.0pp |
| Employer contribution / active EE | $3,918 | $7,022-44.2% | $6,427-39.0% | $4,663-16.0% |
| Participant deferral / active EE | $14,440 | $9,807+47.2% | $9,132+58.1% | $6,691+115.8% |
| Admin fee / account holder | $9,934 | $16,382-39.4% | $13,914-28.6% | $13,402-25.9% |