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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,997 | $223,823-88.4% | $211,142-87.7% | $154,746-83.2% |
| Participation rate | 70.0% | 87.9%-17.9pp | 87.3%-17.3pp | 80.7%-10.7pp |
| Annual return | 20.25% | 50.39%-30.1pp | 46.84%-26.6pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,926 | $6,787-71.6% | $6,442-70.1% | $4,379-56.0% |
| Participant deferral / active EE | $4,922 | $9,750-49.5% | $9,284-47.0% | $6,730-26.9% |
| Admin fee / account holder | $492 | $19,707-97.5% | $19,076-97.4% | $14,365-96.6% |