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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,295 | $166,242+49.4% | $165,071+50.4% | $145,884+70.2% |
| Participation rate | 73.3% | 82.0%-8.7pp | 78.6%-5.3pp | 80.3%-7.0pp |
| Annual return | 10.46% | 100.44%-90.0pp | 70.17%-59.7pp | 551.85%-541.4pp |
| Employer contribution / active EE | $2,995 | $5,283-43.3% | $4,347-31.1% | $4,662-35.8% |
| Participant deferral / active EE | $6,072 | $6,964-12.8% | $6,035+0.6% | $6,690-9.2% |
| Admin fee / account holder | $2,867 | $16,658-82.8% | $12,695-77.4% | $13,392-78.6% |