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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,135 | $154,209+51.8% | $130,062+80.0% | $139,487+67.9% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.5%-7.1pp | 80.3%-8.9pp |
| Annual return | 16.09% | 32.52%-16.4pp | -137.37%+153.5pp | 373.84%-357.7pp |
| Employer contribution / active EE | $2,866 | $5,292-45.8% | $4,322-33.7% | $4,755-39.7% |
| Participant deferral / active EE | $5,798 | $6,709-13.6% | $5,821-0.4% | $6,713-13.6% |
| Admin fee / account holder | $2,630 | $13,988-81.2% | $10,601-75.2% | $11,407-76.9% |