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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,466 | $108,922-8.7% | $100,398-0.9% | $145,978-31.9% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 10.27% | 58.04%-47.8pp | 49.32%-39.1pp | 550.52%-540.3pp |
| Employer contribution / active EE | $2,470 | $4,426-44.2% | $3,946-37.4% | $4,662-47.0% |
| Participant deferral / active EE | $9,145 | $8,450+8.2% | $8,084+13.1% | $6,690+36.7% |
| Admin fee / account holder | $4,826 | $9,680-50.1% | $7,893-38.9% | $13,400-64.0% |