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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,111 | $209,422-28.8% | $178,503-16.5% | $158,982-6.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.59% | 188.81%-167.2pp | 151.12%-129.5pp | 302.99%-281.4pp |
| Employer contribution / active EE | $9,844 | $5,707+72.5% | $5,011+96.4% | $4,763+106.7% |
| Participant deferral / active EE | $5,982 | $5,955+0.4% | $5,202+15.0% | $5,9830% |
| Admin fee / account holder | $9,431 | $17,079-44.8% | $13,987-32.6% | $11,252-16.2% |