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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,052 | $202,342-0.6% | $172,753+16.4% | $152,909+31.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.42% | 1029.88%-1003.5pp | 803.00%-776.6pp | 345.46%-319.0pp |
| Employer contribution / active EE | $19,344 | $5,857+230.2% | $5,144+276.1% | $4,764+306.0% |
| Participant deferral / active EE | $15,167 | $5,948+155.0% | $5,198+191.8% | $5,851+159.2% |
| Admin fee / account holder | $1,190 | $17,112-93.0% | $13,956-91.5% | $11,601-89.7% |