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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,263 | $85,060-23.3% | $70,548-7.5% | $139,456-53.2% |
| Participation rate | 47.6% | 73.9%-26.3pp | 68.3%-20.7pp | 80.3%-32.7pp |
| Annual return | 19.42% | 30.38%-11.0pp | 32.78%-13.4pp | 373.45%-354.0pp |
| Employer contribution / active EE | $2,145 | $3,911-45.2% | $2,975-27.9% | $4,753-54.9% |
| Participant deferral / active EE | $4,188 | $5,890-28.9% | $4,567-8.3% | $6,711-37.6% |
| Admin fee / account holder | $4,861 | $8,925-45.5% | $6,424-24.3% | $11,407-57.4% |