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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,553 | $115,796-3.7% | $101,264+10.2% | $158,950-29.8% |
| Participation rate | 53.8% | 79.4%-25.5pp | 75.8%-22.0pp | 82.0%-28.1pp |
| Annual return | 23.61% | 56.15%-32.5pp | 46.48%-22.9pp | 302.91%-279.3pp |
| Employer contribution / active EE | $1,824 | $4,175-56.3% | $3,660-50.2% | $4,762-61.7% |
| Participant deferral / active EE | $4,617 | $4,958-6.9% | $4,370+5.6% | $5,983-22.8% |
| Admin fee / account holder | $24 | $7,247-99.7% | $5,947-99.6% | $11,248-99.8% |