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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,242 | $65,092-76.6% | $143,799-89.4% | $66,938-77.2% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -19.06% | -11.14%-7.9pp | -0.04%-19.0pp | 1.58%-20.6pp |
| Employer contribution / active EE | $5,546 | $2,362+134.8% | $4,952+12.0% | $2,545+117.9% |
| Participant deferral / active EE | $8,370 | $2,920+186.6% | $5,638+48.4% | $4,238+97.5% |
| Admin fee / account holder | $20 | $502-96.0% | $14,677-99.9% | $594-96.6% |