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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,217 | $99,995-87.8% | $85,063-85.6% | $145,978-91.6% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 11.24% | 83.99%-72.7pp | 66.54%-55.3pp | 550.52%-539.3pp |
| Employer contribution / active EE | $1,842 | $3,231-43.0% | $2,727-32.4% | $4,662-60.5% |
| Participant deferral / active EE | $2,481 | $5,295-53.1% | $4,523-45.1% | $6,690-62.9% |
| Admin fee / account holder | $3,534 | $7,255-51.3% | $6,155-42.6% | $13,400-73.6% |