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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,113 | $81,233-91.2% | $155,567-95.4% | $80,874-91.2% |
| Participation rate | 96.9% | 66.2%+30.6pp | 78.2%+18.7pp | 67.6%+29.2pp |
| Annual return | 15.84% | 33.33%-17.5pp | 64.74%-48.9pp | 35.62%-19.8pp |
| Employer contribution / active EE | $2,017 | $3,101-35.0% | $4,674-56.9% | $2,756-26.8% |
| Participant deferral / active EE | $2,070 | $3,452-40.0% | $5,628-63.2% | $4,297-51.8% |
| Admin fee / account holder | $806 | $7,998-89.9% | $15,916-94.9% | $6,935-88.4% |