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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,000 | $91,911-76.1% | $68,793-68.0% | $135,382-83.7% |
| Participation rate | 77.3% | 76.7%+0.5pp | 72.2%+5.0pp | 82.6%-5.4pp |
| Annual return | -9.46% | -8.22%-1.2pp | -4.63%-4.8pp | 519.77%-529.2pp |
| Employer contribution / active EE | $766 | $3,924-80.5% | $2,625-70.8% | $4,779-84.0% |
| Participant deferral / active EE | $2,544 | $4,315-41.0% | $3,311-23.2% | $5,609-54.6% |
| Admin fee / account holder | $500 | $9,240-94.6% | $5,131-90.3% | $10,829-95.4% |