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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,952 | $49,199-94.0% | $121,204-97.6% | $75,173-96.1% |
| Participation rate | 58.1% | 55.4%+2.7pp | 69.5%-11.4pp | 67.2%-9.1pp |
| Annual return | 227.00% | 56.04%+171.0pp | 987.18%-760.2pp | 160.72%+66.3pp |
| Employer contribution / active EE | $0 | $1,547-100.0% | $4,170-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $917 | $2,630-65.1% | $4,083-77.5% | $4,126-77.8% |
| Admin fee / account holder | $5 | $3,946-99.9% | $5,651-99.9% | $5,651-99.9% |