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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,219 | $63,355-38.1% | $91,994-57.4% | $72,983-46.3% |
| Participation rate | 76.0% | 72.5%+3.5pp | 78.6%-2.6pp | 69.5%+6.5pp |
| Annual return | 35.50% | 35.35%+0.1pp | 69.03%-33.5pp | 81.01%-45.5pp |
| Employer contribution / active EE | $7,210 | $2,116+240.8% | $3,452+108.8% | $2,440+195.5% |
| Participant deferral / active EE | $8,400 | $4,883+72.0% | $5,923+41.8% | $3,608+132.9% |
| Admin fee / account holder | $4,350 | $4,668-6.8% | $7,743-43.8% | $5,124-15.1% |