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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,193 | $174,379-87.8% | $152,093-86.1% | $138,895-84.7% |
| Participation rate | 37.5% | 81.6%-44.1pp | 77.8%-40.3pp | 79.9%-42.4pp |
| Annual return | 20.86% | 74.86%-54.0pp | 66.36%-45.5pp | 145.39%-124.5pp |
| Employer contribution / active EE | $1,067 | $4,652-77.1% | $4,175-74.5% | $4,194-74.6% |
| Participant deferral / active EE | $2,127 | $6,159-65.5% | $5,451-61.0% | $6,396-66.7% |
| Admin fee / account holder | $29 | $16,880-99.8% | $14,497-99.8% | $12,562-99.8% |