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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,192 | $102,696-75.5% | $86,235-70.8% | $139,487-81.9% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 20.47% | 1925.91%-1905.4pp | 1170.03%-1149.6pp | 373.84%-353.4pp |
| Employer contribution / active EE | $1,490 | $3,034-50.9% | $2,381-37.4% | $4,755-68.7% |
| Participant deferral / active EE | $5,217 | $4,679+11.5% | $3,987+30.9% | $6,713-22.3% |
| Admin fee / account holder | $385 | $8,667-95.6% | $6,856-94.4% | $11,407-96.6% |