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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,892 | $95,917-80.3% | $79,583-76.3% | $134,545-86.0% |
| Participation rate | 64.7% | 75.0%-10.3pp | 69.5%-4.8pp | 81.2%-16.5pp |
| Annual return | -16.20% | -2.70%-13.5pp | 0.16%-16.4pp | 418.37%-434.6pp |
| Employer contribution / active EE | $1,082 | $3,129-65.4% | $2,414-55.2% | $4,742-77.2% |
| Participant deferral / active EE | $3,969 | $4,694-15.4% | $3,986-0.4% | $6,401-38.0% |
| Admin fee / account holder | $468 | $9,132-94.9% | $6,835-93.2% | $11,431-95.9% |