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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,806 | $175,231-49.9% | $149,696-41.3% | $139,466-37.0% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 19.27% | 166.77%-147.5pp | 134.46%-115.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $1,228 | $5,478-77.6% | $4,821-74.5% | $4,754-74.2% |
| Participant deferral / active EE | $6,437 | $6,521-1.3% | $5,682+13.3% | $6,712-4.1% |
| Admin fee / account holder | $734 | $16,155-95.5% | $13,212-94.4% | $11,409-93.6% |