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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $49,300 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $15,017 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $4,931 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,983 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,690 | $102,382-10.4% | $147,005-37.6% | $80,874+13.4% |
| Participation rate | 98.4% | 75.8%+22.5pp | 82.2%+16.2pp | 67.6%+30.7pp |
| Annual return | 19.83% | 134.89%-115.1pp | 418.76%-398.9pp | 35.62%-15.8pp |
| Employer contribution / active EE | $8,585 | $3,715+131.1% | $4,934+74.0% | $2,756+211.5% |
| Participant deferral / active EE | $13,390 | $6,646+101.5% | $8,070+65.9% | $4,297+211.6% |
| Admin fee / account holder | $607 | $7,942-92.4% | $13,006-95.3% | $6,935-91.2% |