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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,020 | $91,198+419.8% | $178,503+165.6% | $79,856+493.6% |
| Participation rate | 97.2% | 69.2%+28.0pp | 81.9%+15.3pp | 69.6%+27.5pp |
| Annual return | 13.78% | 24.20%-10.4pp | 151.12%-137.3pp | 31.71%-17.9pp |
| Employer contribution / active EE | $11,016 | $3,257+238.3% | $5,011+119.8% | $2,471+345.8% |
| Participant deferral / active EE | $18,234 | $3,237+463.4% | $5,202+250.5% | $3,741+387.5% |
| Admin fee / account holder | $30,231 | $6,748+348.0% | $13,987+116.1% | $5,306+469.7% |