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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,045 | $75,962+366.1% | $154,108+129.7% | $64,173+451.7% |
| Participation rate | 97.1% | 70.4%+26.7pp | 83.0%+14.1pp | 69.6%+27.6pp |
| Annual return | -4.35% | 30.32%-34.7pp | 735.21%-739.6pp | 7.63%-12.0pp |
| Employer contribution / active EE | $12,858 | $3,350+283.8% | $5,298+142.7% | $2,381+440.1% |
| Participant deferral / active EE | $17,075 | $3,175+437.8% | $5,081+236.1% | $3,470+392.1% |
| Admin fee / account holder | $25,310 | $5,589+352.9% | $13,411+88.7% | $4,887+417.9% |