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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,940 | $175,257-59.0% | $149,717-51.9% | $139,456-48.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.27% | 166.70%-153.4pp | 134.41%-121.1pp | 373.45%-360.2pp |
| Employer contribution / active EE | $3,316 | $5,477-39.5% | $4,820-31.2% | $4,753-30.2% |
| Participant deferral / active EE | $9,978 | $6,521+53.0% | $5,682+75.6% | $6,711+48.7% |
| Admin fee / account holder | $54,996 | $16,156+240.4% | $13,213+316.2% | $11,407+382.1% |