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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,003 | $165,361-19.6% | $149,715-11.2% | $158,950-16.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.07% | 348.24%-328.2pp | 276.66%-256.6pp | 302.91%-282.8pp |
| Employer contribution / active EE | $7,553 | $5,103+48.0% | $4,645+62.6% | $4,762+58.6% |
| Participant deferral / active EE | $10,096 | $7,182+40.6% | $6,842+47.6% | $5,983+68.8% |
| Admin fee / account holder | $304 | $10,808-97.2% | $9,310-96.7% | $11,248-97.3% |