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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,211 | $41,377-92.2% | $109,313-97.1% | $62,881-94.9% |
| Participation rate | 96.2% | 57.5%+38.6pp | 71.3%+24.9pp | 69.3%+26.8pp |
| Annual return | 9.40% | 11.05%-1.6pp | 22.07%-12.7pp | 20.14%-10.7pp |
| Employer contribution / active EE | $634 | $1,276-50.3% | $3,892-83.7% | $2,281-72.2% |
| Participant deferral / active EE | $1,475 | $2,045-27.9% | $3,166-53.4% | $3,203-53.9% |
| Admin fee / account holder | $207 | $2,884-92.8% | $5,666-96.4% | $4,296-95.2% |