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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,807 | $79,189-43.4% | $102,457-56.3% | $74,400-39.8% |
| Participation rate | 71.4% | 74.8%-3.3pp | 76.5%-5.1pp | 67.2%+4.2pp |
| Annual return | 11.69% | 54.98%-43.3pp | 29.41%-17.7pp | 1367.51%-1355.8pp |
| Employer contribution / active EE | $1,550 | $2,362-34.4% | $3,022-48.7% | $2,624-41.0% |
| Participant deferral / active EE | $6,166 | $4,415+39.7% | $5,054+22.0% | $4,348+41.8% |
| Admin fee / account holder | $9,673 | $2,002+383.1% | $9,451+2.3% | $1,944+397.7% |