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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,246 | $52,911-90.1% | $73,309-92.8% | $59,633-91.2% |
| Participation rate | 82.1% | 68.2%+13.9pp | 74.9%+7.2pp | 68.7%+13.5pp |
| Annual return | 0.00% | 12.20%-12.2pp | 5.67%-5.7pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,585 | $1,909-17.0% | $3,237-51.0% | $2,203-28.0% |
| Participant deferral / active EE | $3,356 | $4,069-17.5% | $4,991-32.8% | $3,192+5.2% |
| Admin fee / account holder | $4,588 | $3,835+19.6% | $5,635-18.6% | $4,297+6.8% |