Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,223 | $70,475-42.9% | $100,530-60.0% | $79,858-49.6% |
| Participation rate | 60.0% | 73.7%-13.7pp | 79.4%-19.4pp | 69.6%-9.6pp |
| Annual return | 12.49% | 21.90%-9.4pp | 30.89%-18.4pp | 31.72%-19.2pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,418-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,236 | $5,181+20.4% | $6,271-0.6% | $3,740+66.7% |
| Admin fee / account holder | $11,393 | $4,478+154.4% | $8,083+40.9% | $5,306+114.7% |