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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,854 | $135,956-64.1% | $123,894-60.6% | $273,972-82.2% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 9.19% | 56.63%-47.4pp | 47.52%-38.3pp | 41.46%-32.3pp |
| Employer contribution / active EE | $2,629 | $5,170-49.2% | $4,617-43.1% | $4,869-46.0% |
| Participant deferral / active EE | $14,000 | $6,343+120.7% | $5,984+134.0% | $5,287+164.8% |
| Admin fee / account holder | $386 | $9,817-96.1% | $8,357-95.4% | $10,133-96.2% |