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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,208 | $99,652-46.6% | $78,778-32.5% | $147,585-63.9% |
| Participation rate | 43.8% | 76.2%-32.5pp | 69.2%-25.4pp | 82.8%-39.1pp |
| Annual return | 18.71% | 47.28%-28.6pp | 35.62%-16.9pp | 578.58%-559.9pp |
| Employer contribution / active EE | $964 | $2,796-65.5% | $1,986-51.4% | $4,876-80.2% |
| Participant deferral / active EE | $4,934 | $3,664+34.7% | $2,958+66.8% | $5,439-9.3% |
| Admin fee / account holder | $16 | $7,155-99.8% | $5,134-99.7% | $10,886-99.9% |