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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $14,294 |
EDWARD JONES1 year Filed as: EDWARD D. JONES & CO., L.P Service code 26 · EIN 43-0345811 | Advisory (Participants) | $8,783 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,854 | $64,176-48.8% | $112,249-70.7% | $66,938-50.9% |
| Participation rate | 48.4% | 68.4%-20.1pp | 75.1%-26.7pp | 69.8%-21.5pp |
| Annual return | -20.05% | -13.80%-6.3pp | 27.48%-47.5pp | 1.58%-21.6pp |
| Employer contribution / active EE | $1,936 | $3,007-35.6% | $3,636-46.8% | $2,545-24.0% |
| Participant deferral / active EE | $2,313 | $3,694-37.4% | $4,729-51.1% | $4,238-45.4% |
| Admin fee / account holder | $417 | $626-33.4% | $6,412-93.5% | $594-29.8% |