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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,550 | $80,731-65.9% | $103,374-73.3% | $74,546-63.0% |
| Participation rate | 40.3% | 65.7%-25.4pp | 74.5%-34.2pp | 67.2%-26.9pp |
| Annual return | 15.30% | 27.56%-12.3pp | 24.89%-9.6pp | 1366.03%-1350.7pp |
| Employer contribution / active EE | $3,024 | $3,158-4.3% | $3,869-21.9% | $2,624+15.2% |
| Participant deferral / active EE | $2,129 | $3,860-44.8% | $5,058-57.9% | $4,347-51.0% |
| Admin fee / account holder | $15,630 | $2,369+559.9% | $8,394+86.2% | $1,944+704.2% |