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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,526 | $98,776-81.2% | $149,745-87.6% | $79,856-76.8% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 10.53% | 27.38%-16.8pp | 276.72%-266.2pp | 31.71%-21.2pp |
| Employer contribution / active EE | $1,058 | $3,217-67.1% | $4,646-77.2% | $2,471-57.2% |
| Participant deferral / active EE | $3,127 | $5,681-45.0% | $6,843-54.3% | $3,741-16.4% |
| Admin fee / account holder | $1,705 | $6,053-71.8% | $9,312-81.7% | $5,306-67.9% |