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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,854 | $89,370-81.1% | $141,197-88.1% | $72,976-76.9% |
| Participation rate | 78.6% | 75.1%+3.4pp | 82.5%-3.9pp | 69.5%+9.1pp |
| Annual return | 30.15% | 111.88%-81.7pp | 71.41%-41.3pp | 81.02%-50.9pp |
| Employer contribution / active EE | $1,451 | $3,115-53.4% | $4,736-69.4% | $2,440-40.5% |
| Participant deferral / active EE | $3,475 | $5,419-35.9% | $6,710-48.2% | $3,608-3.7% |
| Admin fee / account holder | $1,286 | $5,957-78.4% | $10,265-87.5% | $5,124-74.9% |