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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,634 | $165,361-86.9% | $149,715-85.5% | $158,950-86.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.16% | 348.24%-329.1pp | 276.66%-257.5pp | 302.91%-283.8pp |
| Employer contribution / active EE | $2,197 | $5,103-57.0% | $4,645-52.7% | $4,762-53.9% |
| Participant deferral / active EE | $8,668 | $7,182+20.7% | $6,842+26.7% | $5,983+44.9% |
| Admin fee / account holder | $1,734 | $10,808-84.0% | $9,310-81.4% | $11,248-84.6% |