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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $62,000 |
WITHUMSMITH+BROWN, PC1 year Filed as: WITHUMSMITH+BROWN, P.C. Service code 10 · EIN 22-2027092 | Accounting | $14,768 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$39,006 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,714 | $82,163-28.5% | $125,381-53.2% | $64,819-9.4% |
| Participation rate | 98.2% | 77.9%+20.3pp | 82.4%+15.8pp | 71.5%+26.7pp |
| Annual return | -17.99% | 3.49%-21.5pp | 572.31%-590.3pp | 32.84%-50.8pp |
| Employer contribution / active EE | $5,839 | $3,616+61.5% | $4,815+21.3% | $2,507+132.9% |
| Participant deferral / active EE | $12,314 | $7,175+71.6% | $7,448+65.3% | $4,311+185.6% |
| Admin fee / account holder | $27 | $163-83.6% | $10,007-99.7% | $188-85.7% |