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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,138 | $165,381-3.2% | $149,730+7.0% | $158,966+0.7% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 19.08% | 348.29%-329.2pp | 276.70%-257.6pp | 302.95%-283.9pp |
| Employer contribution / active EE | $6,191 | $5,104+21.3% | $4,645+33.3% | $4,762+30.0% |
| Participant deferral / active EE | $13,950 | $7,182+94.2% | $6,843+103.9% | $5,983+133.1% |
| Admin fee / account holder | $2,115 | $10,809-80.4% | $9,310-77.3% | $11,250-81.2% |