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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,676 | $135,956-42.9% | $123,894-37.3% | $273,972-71.6% |
| Participation rate | 55.6% | 84.1%-28.5pp | 81.4%-25.9pp | 83.0%-27.5pp |
| Annual return | 13.74% | 56.63%-42.9pp | 47.52%-33.8pp | 41.46%-27.7pp |
| Employer contribution / active EE | $3,506 | $5,170-32.2% | $4,617-24.1% | $4,869-28.0% |
| Participant deferral / active EE | $7,657 | $6,343+20.7% | $5,984+28.0% | $5,287+44.8% |
| Admin fee / account holder | $2,308 | $9,817-76.5% | $8,357-72.4% | $10,133-77.2% |