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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,972 | $127,386-72.5% | $115,037-69.6% | $125,393-72.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.31% | 31.28%-36.6pp | 26.14%-31.5pp | 282.23%-287.5pp |
| Employer contribution / active EE | $11,675 | $5,166+126.0% | $4,608+153.4% | $4,866+139.9% |
| Participant deferral / active EE | $5,203 | $6,423-19.0% | $6,026-13.7% | $5,351-2.8% |
| Admin fee / account holder | $4,469 | $9,516-53.0% | $8,175-45.3% | $9,541-53.2% |