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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,337 | $157,296+2.6% | $141,191+14.3% | $152,897+5.5% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 24.01% | 64.34%-40.3pp | 71.41%-47.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $7,132 | $5,262+35.5% | $4,736+50.6% | $4,764+49.7% |
| Participant deferral / active EE | $6,202 | $7,111-12.8% | $6,710-7.6% | $5,851+6.0% |
| Admin fee / account holder | $385 | $12,125-96.8% | $10,264-96.3% | $11,599-96.7% |