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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,458 | $150,447-18.6% | $136,298-10.2% | $147,586-17.0% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 20.22% | 1049.15%-1028.9pp | 5156.27%-5136.0pp | 578.59%-558.4pp |
| Employer contribution / active EE | $6,721 | $5,256+27.9% | $4,696+43.1% | $4,876+37.8% |
| Participant deferral / active EE | $5,522 | $6,631-16.7% | $6,247-11.6% | $5,439+1.5% |
| Admin fee / account holder | $598 | $10,906-94.5% | $9,244-93.5% | $10,886-94.5% |