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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,534 | $96,691+0.9% | $86,656+12.6% | $139,487-30.1% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 15.57% | 106.87%-91.3pp | 593.09%-577.5pp | 373.84%-358.3pp |
| Employer contribution / active EE | $929 | $3,267-71.6% | $3,025-69.3% | $4,755-80.5% |
| Participant deferral / active EE | $3,004 | $4,838-37.9% | $4,439-32.3% | $6,713-55.2% |
| Admin fee / account holder | $1,586 | $6,414-75.3% | $5,619-71.8% | $11,407-86.1% |