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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,642 | $100,938-7.2% | $90,461+3.5% | $158,982-41.1% |
| Participation rate | 26.7% | 75.0%-48.4pp | 72.7%-46.0pp | 82.0%-55.3pp |
| Annual return | 19.17% | 1727.20%-1708.0pp | 1294.76%-1275.6pp | 302.99%-283.8pp |
| Employer contribution / active EE | $662 | $3,691-82.1% | $3,264-79.7% | $4,763-86.1% |
| Participant deferral / active EE | $1,904 | $4,350-56.2% | $3,964-52.0% | $5,983-68.2% |
| Admin fee / account holder | $374 | $6,510-94.3% | $5,617-93.3% | $11,252-96.7% |