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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,204 | $124,330+86.0% | $109,173+111.8% | $167,536+38.0% |
| Participation rate | 71.4% | 79.5%-8.0pp | 75.9%-4.5pp | 82.1%-10.7pp |
| Annual return | 22.27% | 26.04%-3.8pp | 25.75%-3.5pp | 478.82%-456.5pp |
| Employer contribution / active EE | $3,824 | $4,209-9.2% | $3,723+2.7% | $4,839-21.0% |
| Participant deferral / active EE | $9,261 | $5,256+76.2% | $4,654+99.0% | $6,342+46.0% |
| Admin fee / account holder | $1,133 | $7,974-85.8% | $6,755-83.2% | $12,315-90.8% |