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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,619 | $148,623-47.1% | $135,974-42.2% | $139,466-43.6% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 27.46% | 79.30%-51.8pp | 68.30%-40.8pp | 373.66%-346.2pp |
| Employer contribution / active EE | $23,103 | $5,246+340.4% | $4,859+375.5% | $4,754+386.0% |
| Participant deferral / active EE | $9,359 | $8,103+15.5% | $7,760+20.6% | $6,712+39.4% |
| Admin fee / account holder | $1,160 | $12,406-90.6% | $10,767-89.2% | $11,409-89.8% |