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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,553 | $117,904+74.3% | $102,457+100.6% | $145,978+40.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 19.73% | 31.80%-12.1pp | 29.41%-9.7pp | 550.52%-530.8pp |
| Employer contribution / active EE | $8,799 | $3,613+143.5% | $3,022+191.2% | $4,662+88.8% |
| Participant deferral / active EE | $16,593 | $5,733+189.4% | $5,054+228.3% | $6,690+148.0% |
| Admin fee / account holder | $45,746 | $13,329+243.2% | $9,451+384.0% | $13,400+241.4% |