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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,964 | $77,920-89.8% | $149,723-94.7% | $75,177-89.4% |
| Participation rate | 89.1% | 65.6%+23.5pp | 78.8%+10.3pp | 67.2%+21.9pp |
| Annual return | 25.33% | 31.72%-6.4pp | 134.50%-109.2pp | 160.75%-135.4pp |
| Employer contribution / active EE | $2,205 | $3,138-29.7% | $4,821-54.3% | $2,671-17.4% |
| Participant deferral / active EE | $2,957 | $3,411-13.3% | $5,682-48.0% | $4,126-28.3% |
| Admin fee / account holder | $1,211 | $5,951-79.6% | $13,215-90.8% | $5,651-78.6% |