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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,795 | $73,863-93.5% | $143,797-96.7% | $68,490-93.0% |
| Participation rate | 87.9% | 66.7%+21.2pp | 80.3%+7.6pp | 67.9%+20.0pp |
| Annual return | -16.02% | 0.91%-16.9pp | -0.04%-16.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $2,008 | $3,185-37.0% | $4,952-59.5% | $2,597-22.7% |
| Participant deferral / active EE | $2,834 | $3,385-16.3% | $5,638-49.7% | $4,028-29.6% |
| Admin fee / account holder | $1,414 | $5,756-75.4% | $14,679-90.4% | $5,403-73.8% |